Local Model Portfolios

A range of professionally managed portfolios constructed to align with different investment goals, risk profiles, and market environments.

Local Model Portfolios

Our Local Model Portfolios provide financial advisers with a suite of risk-profiled investment strategies built across the South African asset
spectrum. Engineered through a disciplined building-block framework, these solutions blend cost-efficient passive index trackers with
carefully vetted, active boutique managers, including varying levels of hedge fund exposure.

Our models cover the entire risk and product spectrum, such as Regulation 28 Retirement Annuity solutions, Living Annuities, Discretionary
Investments from short to long-term needs, and dedicated Tax-Free Savings solutions.

The model portfolios are available across all major investment platforms (LISPs).

Regulation 28 Compliant

Fund Name Risk Rating Annualised Return (5 yr) Positive Months Benchmark
Edify Moderate Moderate 12.20% 77.01% (ASISA) South African MA Medium Equity View Fund
Edify Moderate Aggressive Moderate Aggressive 13.20% 77.01% (ASISA) South African MA High Equity View Fund

Not Regulation 28 Compliant

Fund Name Risk Rating Annualised Return (5 yr) Positive Months Benchmark
Edify Strategic Income Cautious 9.70% 95.4% (ASISA) South African MA Income View Fund
Edify Stable Cautious 11.50% 80.46% (ASISA) South African MA Low Equity View Fund
Edify Medium Moderate 12.40% 79.31% (ASISA) South African MA Medium Equity View Fund
Edify Balanced Moderate Aggressive 13.70% 78.16% (ASISA) South African MA High Equity View Fund
Edify Long Term Growth Aggressive 14.20% 78.16% (ASISA) Wwide MA Flexible View Fund

Tax-Free Savings

Fund Name Risk Rating Annualised Return (5 yr) Positive Months Benchmark
Edify Moderate Tax Free Moderate 12.70% 79.31% (ASISA) South African MA Medium Equity View Fund
Edify Aggressive Tax Free Aggressive 13.20% 74.71% (ASISA) Wwide MA Flexible View Fund